Solutions
Built for how you run your business.
Whatever you're building, FITOS keeps every dollar and every account organized — so you spend less time on money and more time growing.
Run day-to-day money with total clarity
Separate operating, payroll and tax funds into their own accounts, see real-time balances, and stop guessing where the money went.
- Up to 50 organized accounts
- Real-time balances & alerts
- 2% cash back on card spend
Control spend across clients and teams
Issue team cards with per-card limits, route approvals on payables, and keep client retainers cleanly separated.
- Team cards & spend controls
- Approval workflows
- Branded, recurring invoices
Keep business and taxes out of your head
Auto-set aside taxes, automate categorization, and get paid faster with simple invoicing — books practically done.
- Auto tax reserve account
- Automatic expense categorization
- Fast, simple invoicing
Scale cash flow as fast as you scale sales
Route revenue into the right accounts automatically, reconcile payouts, and connect your accounting stack.
- Multiple revenue accounts
- Accounting integrations
- High-APY savings for reserves
Open a US business account from anywhere
Non-resident founders welcome. Verify with a passport, get instant account & routing numbers, and start banking in minutes.
- Non-resident friendly KYC
- Instant account & routing numbers
- FDIC eligibility via Sutton Bank
Find your fit in minutes.
No minimum balance. Change or cancel plans anytime.